A loan is a financial transaction in which one party, typically a lender, provides money or assets to another party, typically a borrower, with the expectation that the borrower will repay the loan amount with interest over a specified period of time. Loans can be used for a variety of purposes, such as purchasing a house, buying a car, financing a business, or paying for education. Loans can be secured or unsecured, meaning they may require collateral or not. The terms and conditions of a loan, including the interest rate, repayment period, and fees, are typically outlined in a loan agreement between the borrower and the lender. 

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