Insurance is a financial product designed to protect individuals, organizations, or other entities against potential financial losses or liabilities that may arise from unforeseen events. These events may include accidents, illnesses, natural disasters, or other types of unexpected incidents that can cause financial harm. In exchange for regular premium payments, an insurance company assumes the risk of financial loss on behalf of the insured party. If a covered event occurs, the insurance company will provide compensation or reimbursement to the insured party, as outlined in the terms and conditions of the insurance policy. Insurance can provide peace of mind and financial security, helping individuals and organizations to manage risk and protect themselves against potential losses.
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